Question 1

What is the minimum cost of third party car insurance in Qatar 2025?

Accepted Answer

The minimum cost starts at about QAR 400 for private cars. The final premium depends on driver age, vehicle type, accident history, and optional benefits. Commercial vehicles or higher-risk profiles may pay more than QAR 1,000.

Question 2

Does third party insurance cover parking fines in Qatar?

Accepted Answer

No. Parking fines such as a wrong parking fine or late payment penalty must be paid directly by the driver. The insurance policy only covers third party bodily injury and property damage, not administrative penalties.

Question 3

How can I pay for a parking violation in Qatar?

Accepted Answer

You can pay fines online using the MOI traffic portal or the Metrash mobile app. These platforms let you check violations, calculate fees, and complete payment without visiting a service center.

Question 4

Are passengers covered under third party car insurance in Qatar?

Accepted Answer

Yes. Third party insurance includes liability for passengers inside your car if you cause an accident. Compensation amounts are decided by the court, and insurers settle claims according to those rulings and liability limits.

Question 5

Can I renew my car registration with only third party insurance?

Accepted Answer

Yes. Third party cover is the minimum required to renew Istimara in Qatar. However, you must also clear all traffic fines and, if applicable, pass a technical inspection before the renewal is processed by MOI.

Question 6

Does third party insurance include driver injuries in Qatar?

Accepted Answer

Driver injuries are not typically covered under standard third party insurance. Policies focus on compensating third parties, passengers, and pedestrians. Drivers can request personal accident add-ons or consider comprehensive policies for their own protection.

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